Check out if you have any trans centers near you that offers clothing! And look at thrift stores! Also like, look for people who have gotten top surgery who didn't keep their nipples. Somtimes versatile representation is helpful. Oliverdeansnow and frankievanian on TikTok both have had top surgery and didn't get nipples. Different body types, but you can maybe see how they express themselves. Getting cold feet is normal. Listen to your body. Try everything out. I've seen people who get top surgery, but buy a breast plate after. So it like they are detachable if you ever want them. Also don't feel bad if you want to wait longer. There isn't any shame in it. Everyone's journey is different. I wish you the best of luck friend!!