I live with family but I pay rent. I was working at the time I got approved. I was doing doordash. Let me say it’s very rare to get approved on your first try. They actually said I was disabled at 18 and gave me a lot of back pay. I would keep trying!

it's harder to get SSDI when you have a job. Bc they look at it from the perspective of if you can work then your disability isn't disabling. Which is so stupid. Bc like you said, you have to pay your bills. You don't have a choice. A lot of it too is based on income and if you have assets like a savings, it can't be more than $2,000 saved in your acct. Which is also very stupid.

it’s a possibility it takes awhile to get approved and if it doesn’t go through you can always try to appeal it! It really depends on how long in your medical records you have been struggling with mental illness. My biggest advice is try to find a counselor and start seeing one and get her to write in your notes “unable to work”. That’s what really got me approved